Six Ways to control transportation-related Workers Comp costs
While the average vehicle crash cost to an employer, according to the National Institute of Occupational Safety and Health (NIOSH) is $16,500, it rises to $74,000 when a worker is injured in the crash. Whether you manage a full fleet or a few vehicles, this is a high-risk exposure that warrants attention. Here are six ways to help control costs:
1. Strengthen hiring practices
Employers have a duty to ensure that their drivers are qualified and safe. Hiring practices should include screening all potential drivers using Motor Vehicle Department records and police checks in any and all states where the prospective employee has lived or worked, road testing in the actual vehicle and drug and alcohol testing. Be alert to personality traits, also.
2 .Implement pre-employment testing
According to the latest regulations from the Federal Motor Carrier Safety Administration, a driver must not operate a commercial motor vehicle unless he or she is medically certified as physically qualified to do so. So how do you know if they are fit, or aren’t coming on board with a pre-determined condition or injury? It’s important for the employer to take all steps necessary to make sure they hire the right person for the job.
3. Monitor your drivers’ health
According to the 2006 Large Truck Crash Causation Study, 88% of the critical reasons for accidents are attributed to drivers as opposed to vehicle failure, weather, and other conditions. And of that number, 15% fell into the category of “non-performance” issues, which are drivers falling asleep, having a heart attack, or being disabled by some other physical impairment. Ultimately, the burden falls on the employer to be more pro-active in addressing the wellness of their drivers, to make sure they get proper medical treatment and to help keep their drivers in shape.
4.Implement rigorous standards to prevent accidents, falls, slips and trips
5. Identify subrogation opportunities
6. Understand how the Experience Modification Factor (Mod) works
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Don’t forget to check out The Seltzer Group’s CSA 2010 Seminar this Thursday, June 24, 2010! Learn how these federal changes will affect businesses with DOT registered vehicles. Last minute registration will be accepted until Wednesday, June 23 at 3:00pm. Call 1-888-366-1000 Ext. 126 or email firstname.lastname@example.org for details.