Recession increases duration of temporary total disability (TTD)
Did you know?
The mean duration of TTD indemnity benefits went from approximately 123 days for injuries that occurred in 2006 to a projected 141 days for injuries that occurred in 2009. At the same time, unemployment rose from 4.6% to 8.7% nationally.
While the study found duration varies significantly by state, most follow the pattern of increasing duration in the most recent one to three years. According to NCCI’s Director, John Robertson, “The bottom line is that the recession does seem to have at least correlated to an increase in TTD in just about every state. We think that’s associated largely with a lack of return-to-work opportunities, or at least greatly reduced RTW opportunities in many companies.”
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