Term Life Insurance
Investing in life insurance now is one of the easiest things you can do when planning your and your family’s future. It gives you a convenient way to ensure that your family is taken care of in the event of your passing. One of the most popular options for life insurance is a term life insurance policy. A term life insurance policy is one that is only in effect for a set period of time—or “term”. With term life insurance offerings from the Seltzer Group, you won’t have to think twice about how you’ll keep your family financially supported when you pass away.
A Policy That Works When You Need It
The biggest appeal for a term life insurance policy is that it is only in effect during the period of time that you specify. That period is the “term”. If you pass away during this term, then your beneficiaries will receive a set payout. They can use this payout in place of the income displaced by your passing.
This can come in especially helpful for certain situations and time periods. These can include the period during which your children are in college. They are also helpful if you haven’t finished paying off your mortgage yet. When you choose term life insurance from the Seltzer Group, we let you cancel whenever you want, but if you die during the period that you’re covered under, your family can rest assured knowing that they’ll be taken care of because of your resourceful thinking.
No Long-Term Commitment
If you want life insurance without the long-term commitment that comes with a permanent plan, then a term life insurance plan is perfect for you. We never try to force you to stay on your plan after your term ends. Instead, all you have to do is determine the time period you need coverage for, and we’ll insure that your family is covered in the event of your death. That means that once the term is up, if you decide that you’d rather not continue, we make it easy to end your policy. On the other hand, if you want to keep receiving coverage, we make it easy to establish a new term or switch to permanent coverage.
Easy Options to Upgrade
The benefit of choosing term life insurance is that it’s only in effect for a set period of time. But if you decide that you want to upgrade to a permanent life insurance plan, it’s simple with the Seltzer Group. A permanent life insurance plan offers you the ability to have a sustained means of protecting your family from financial hardship in the event of your death. You won’t have to worry about the plan expiring at a certain point as a result of the term running out. This way, you’ll never have to worry about the state of your policy. Once your term life insurance plan ends, we also give you the option to establish another term. This way, you’ll be able to roll one term policy into another seamlessly.
If you can’t decide between a term plan and a permanent plan, our experts are always available to help. We’ll be available to you during this time to discuss what the best course of action for you to take is. We can help make it easy for you to determine what the best plan for your current needs are so that your family is protected.