Commercial Property Insurance Our Experts Customize a Policy to Suit Your Needs
Commercial property insurance is an important way to protect and preserve your investment in a business or organization. Depending on the policy, it can help offset any losses you suffer due to man-made or natural causes. At the Seltzer Group, our team works closely with you to customize a policy to suit your specific needs. We meet with you and thoroughly review your business holdings, helping to protect your financial security by ensuring you are covered for any damages and losses that occur. With over 65 years of experience in serving clients throughout Pennsylvania, you can trust us to create a comprehensive commercial property insurance plan that is cost-efficient and effective in shielding you against the unexpected.
About Our Commercial Property Insurance
Whether you keep a regular inventory of products, rely on costly tools of your trade, or need specialized office equipment for your business to function properly, commercial property insurance helps to protect your investment. At The Seltzer Group, our team of expert consultants works with you to develop a personalized insurance plan to best suit your individual needs. Having commercial property insurance can give you peace of mind, providing coverage if any of the following occurs:
- Building and office fires
- Robbery and theft
- Acts of vandalism
- Windstorms and other acts of nature
The degree to which you are protected will depend on the type of coverage you select and your policy limits. There are additional property riders you can add if your business is in areas that are prone to flooding or hurricane damage. You can also select whether you wish to have your property insured for the actual cash value or the replacement value. In these and other determinations, the Seltzer Group can build a policy specifically geared specifically toward your business. This will help to protect your assets now and in the years to come.
What Commercial Building Insurance Covers
In addition to merchandise, furnishings, and supplies your business owns, the Seltzer Group will work with you to make sure office buildings and other structures are protected against damage and losses. Commercial building insurance can be used to protect the following:
- Rental properties
- Storage sheds
- Public areas and landscaping
- Property and materials belonging to others
If you work from home, your commercial building insurance can also help supplement your homeowner’s insurance. These policies often exclude areas of your home that are used for business purposes. Even if you have an existing rider on your homeowner’s insurance policy, we can guide you through a commercial property insurance policy that provides more extensive coverage.