Commercial Insurance Solutions for Your Business property insurance, general liability, auto insurance, group health, & much more
It doesn’t matter what size your business is or what industry you are in. We offer many types of insurance you need to function properly day-to-day and for your overall financial security. We at the Seltzer Group offer a complete range of business insurance options. Plus, they’re are tailored to protect your company from every kind of risk you face.
Property Insurance for Your Business
Property insurance covers the risk of property loss in several commercial situations. That includes buildings, equipment, furniture, fixtures, inventories, business records, supplies, and other items.
Property insurance may cover two types of losses:
- Direct losses may be covered when property is lost, stolen, damaged, or destroyed
- Indirect losses related to direct losses may also be covered
Commercial General Liability Insurance
Casualty insurance consists mainly of liability coverage. This protects an insured party against injury or damage claims made by other parties.
Policies provide coverage for liability arising out of:
- Premises & Operation
- Fire Damage Liability
- Personal & Advertising Injury
- Medical Payments
- Products & Completed Operations
You may also want to consider a Business Owner’s Package. This combines your liability, property, and other types of coverage into one complete policy. It’s a great way to help you save time and money on your overall plan. We live in an age of million-dollar lawsuits. That’s why you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and whether they make sense for you.
Business Auto Insurance
If you travel a lot for business, or if your company uses cars for employee transport, don’t take the risk of not having the right policy. Business Auto coverage insures vehicles that are owned, leased, hired, or borrowed by businesses. We give you the flexibility to cover any kind of automobile. Business auto insurance coverage may be used to insure private autos and all types of trucks, trailers, semitrailers, and commercial vehicles designed for use on public roads. We can give you more details about specific coverages. We’ll also talk about tailoring a Business Auto plan that is perfect for you and your business.
Workers’ Compensation Insurance
Give your employees the benefit of knowing they’re protected. With our workers’ compensation plans, it’s easier than ever for your employees to be taken care of in the event of accident. Workers’ Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental. The term includes death resulting from the accident. Only diseases which are unique to the occupation are covered. Having workers’ compensation coverage gives you an easy way to ensure you and your employees are safe no matter what.
Workers’ Compensation provides for the payment of four types of benefits:
- Medical Benefits
- Income Benefits
- Death Benefits
- Rehabilitation Benefits
One of our expert representatives can provide you with complete details on our workers’ compensation insurance offerings and recommend cost-effective ways to control expenses through mitigating risk, safety engineering, and claim services.
Group Health Insurance
We specialize in helping businesses of all types and sizes identify the perfect group health insurance plans to meet their specific needs. We also help provide the proper amount of health insurance coverage for their employees. Simply contact us, and one of our agents will be happy to help you figure out which insurance plan is the perfect one for your team.