Category Archives: FAQs

What is the best way to build a benefits plan for my business?

posted Tuesday, February 23rd, 2016 .

Answer: As with other facets of your business, your benefits plan should be structured to meet the overall goals and philosophy of your organization. You should consider whether your benefits plan supports your recruiting strategy, maintains your employee morale, and …

Read More » or Subscribe

How can I be sure my business is compliant with all Federal and State benefits mandates?

posted Tuesday, February 23rd, 2016 .

Answer: At The Seltzer Group, we keep our clients up-to-date on all ever-changing mandates that come from both the state and the federal government. We are always available to answer questions and provide guidance and often will help our clients …

Read More » or Subscribe

Are there alternate funding options for my health insurance plan?

posted Tuesday, February 23rd, 2016 .

Answer: Today’s healthcare landscape is filled with more options than ever, including different ways to fund your plan. Depending on your needs and your business size, you may have options to fully insure your plan, self-insure your plan or even …

Read More » or Subscribe

How can I decrease my workers compensation premium costs and manage my experience mod?

posted Tuesday, February 23rd, 2016 .

Answer: There are many things employers can do to manage their workers compensation program. From hiring programs to proper employee training, safe work environments and solid return to work program- employers have the power to control their workers compensation costs …

Read More » or Subscribe

Do I have the ability to change my carrier appointed doctor panel for workers compensation?

posted Tuesday, February 23rd, 2016 .

Answer: Yes! In Pennsylvania employers have the right to change their doctor panel and choose providers that understand their employees and their business.…

Read More » or Subscribe

What can I do, if anything, to control my company’s experience mod?

posted Tuesday, February 23rd, 2016 .

Answer: Some of the factors that affect the experience mod you may not be able to change easily, such as your class of business. Another factor that affects the experience mod is the number of workplace injuries or claims and …

Read More » or Subscribe

What is the Pennsylvania Experience Modifier and how does it affect my business?

posted Tuesday, February 23rd, 2016 .

Answer: The Experience Mod is a fundamental component of the final cost of workers’ compensation insurance. It is a method for adjusting the cost of insurance to the distinctiveness of an individual employer. In other words, it’s a rating tool …

Read More » or Subscribe